Ingredients

2 teaspoons olive or vegetable oil
1 cup onion, chopped
1 green bell pepper, seeded and chopped
2 garlic cloves, minced
1 jalapeno pepper, seeded and minced
1 tbsp chili powder
1 1/2 tspn dried Mexican or regular oregano
1 tspn ground cumin
1/2 tspn salt
2 cups fat-free vegetable broth or water
1 28-ounce can crushed tomatoes
1 15.5-ounce can pinto beans, rinsed and drained
1 15.5-ounce can red kidney beans, rinsed and drained
1 15.5-ounce can white (cannellini) beans, rinsed and drained
1/4 cup uncooked whole-wheat couscous
1-2 tspn habanero sauce
4 tbsp reduced-fat shredded Cheddar cheese